Acquirer sent postal/ZIP code only, or street address only, or both postal code and street address. ![]() Issuer is not an AVS participant, or AVS data was present in the request but issuer did not return an AVS result, or Visa performs AVS on behalf of the issuer and there was no address record on file for this account.Īddress information not verified for international transactionĬustomer name, billing address, and postal code match. (Acquirer sent both street address and postal code.)Ĭustomer name incorrect, postal code matchesĬustomer name incorrect, billing address and postal code matchĬustomer name incorrect, billing address matches.Īddress information not verified for international transaction. Street address and postal code not verified due to incompatible formats. (Acquirer sent both street address and postal code.) Postal code not verified due to incompatible formats. Street address matches but postal code does not, or the request does not include the postal code.Īddress matches, five-digit postal code matchesīilling address matches, zip code does not. The following tables outline the possible responses when passing in AVS information. The Address Verification Service (AVS) value refers to the cardholder’s street number, street name and zip/postal code as it would appear on their statement. The responses should not be used as a strict guideline of which transaction will approve or decline. ![]() Please note that all responses coming back from these verification methods are not direct indicators of whether a merchant should complete any particular transaction. Upon receiving a response, the choice to proceed with a transaction is left entirely to the merchant. The responses that are received from AVS verifications are intended to provide added security and fraud prevention, but the response itself will not affect the issuer’s approval of a transaction.
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